Savings card – 01 Bank Online | Credit Loan
The monabanq savings card option allows you to make money with every credit card payment. The monabanq bank card allows you to save without thinking. In 2015, monabanq customers saved an average of € 90 a year, including € 12 paid by monabanq .
The savings card
In order to take advantage of the savings card option, you only need to have a monabanq current account and to have a monabel savings account . All you have to do is pay with your credit card to save money by saving. The bank card option that saves monabanq is free and optional . You can enable or disable the option from the monabanq client area whenever you want. All you have to do is go to the Manage my accounts tab, under All your services and click on the savings card option .
The savings card option allows you to partially or totally refund the monthly contribution of the current account monabanq € 2 per month . On average, monabanq customers saved € 90 in 2015, including € 12 in interest paid by monabanq. The monthly contribution to the current account therefore cost them an average of € 1 per month.
The savings card, how does it work?
The savings card option allows you to save without thinking with a 15% interest rate and thus earn money. But how does the savings card work?
To make money with the savings card option, it’s very simple, just use your credit card with each payment. For each of your purchases by credit card, monabanq rounds the amount withdrawn from your bank account to the next euro and pays the difference on your savings account at the end of the month. In addition, monabanq adds 15% of the difference.
For example, if you put gasoline in your vehicle for 27,01 €, monabanq will take 28 € on your checking account and pay the difference 0.99 € (28-27,01) + 15% of 0,99 € 1.14 at the end of the month. Monabanq allows you to save more with each payment by credit card without thinking. With 14 payments per month by credit card of a few euros and 1 cent, you make your monthly contribution of € 2 per month profitable.
The benefits of monabanq
The savings card is not the only advantage of monabanq online banking. Monabanq is also the possibility to open an account without income conditions . If you wish, you can open a bank account at monabanq by staying in your traditional bank since the domiciliation of your income is not mandatory at monabanq. You also do not have to pay a minimum amount every month to your account. With the current account, you benefit from dedicated advisors who, if you wish, can help you save and manage your money with budget coaching . You will also be able to benefit from help to complete your tax return and support in your administrative procedures during a death or an estate. You will not be alone in case of financial difficulties.
Monabanq attaches great importance to the customer relationship , it is not a coincidence that 92% of monabanq customers recommend their bank . This confirms his commitment ” People before money “. With the monabank credit card , you will keep a good memory of the online banking experience, with your savings that will not stop increasing, every time you spend!